The essence of economic value is human labor in the process of human economic products and relations. The value of the use value of creating products and the labor value of creating production relationship. The value concept in "das kapital" refers to exchange value, which is the essence of capital relations. Can't be replaced by local value marque This week's sell-off coincided with his prediction. Keynes argued that savings and investment were two interdependent variables, not two independent variables. Cretelli denied that foreclosures are imminent but he admitted that many of the units were being returned for the lenders via 'negotiated resolutions and settlements'. Speaking to The Des Moines Register he explained, 'It's a continuous type process, but I think the reality is that we have started to resolution voluntarily with everybody, and, it's going to be better for all parties concerned, 's what it amounts to'.