The important thing to keep in mind when being sued by bank card company or junk debt buyers is actually they do not have proof that might otherwise prove that this debt is yours, they don't really use a case. For junk debt buyers, you have luck because these agencies do not have the required documents that might prove you have the debt, as being a signed contract between you and the original creditor, because these documents aren't released with the original creditor. Canning's 1929 book, economics in accounting, cites the economist's view that asset values are determined by the present value of the future cash flows of assets. According to Jerome McCarthy, "basic marketing" : a market is a group of potential customers with the same needs; They are willing to trade the goods or services offered by the seller in exchange for something of value, which is the way to meet the demand.