If you are unemployed and also you need a loan mod so that your family in their home, it's not just you. In the United States unemployment is rising and the entire country is feeling the consequences. You are fearful of foreclosure. There are options available to you. Since unemployment is unquestionably a common occurrence, the Home Affordable Program strongly encourages banks to work with homeowners. Canning's 1929 book, economics in accounting, cites the economist's view that asset values are determined by the present value of the future cash flows of assets. According to data released on Wednesday by the U.S. energy information administration (EIA), the number of commercial crude stocks removed from strategic reserves fell by 649.5 million barrels to 465 million barrels, by 1.5 percent, while the previous value fell by 5.11 million barrels.