When bank of America merrill lynch survey of investors results also showed that as many as 8% of the respondents expected net amount, 2018 of the yield curve will become flat, it is up to the number of records since June last year. Because China's mainstream economics mechanical property right understanding into property of power based on stock, so, in the name of the Chinese norm of the reform of property right will be the eye looks at on the stock of state-owned assets, simple and ridiculous "privatisation" scheme, clear property rights is approximate to "privatization". It was a misreading of coase, a misreading of alchin and even an insult to them. The precise description of property rights should be the right to clarify individual pursuit of wealth. At present, countries around the world is frequent use of interest rate leverage to implement macro-control, interest rate policy has become a central bank to control money supply and demand, and a major means of regulating economic, interest rate policy in the position in the central bank's monetary policy more and more important. From the total formula of capital, G- w-g, the surplus value is created in the process of direct production, which is also realized in the process of circulation. So, it seems to capitalist surplus value is the proliferation of all capital in advance, because (1) as for the cost of capital, in order to produce goods, he not only to advance capital to buy the Labour force, but also bought consumed in the process of production of a variety of means of production, these fees by capital purchase price as a factor of production to join the formation of the cost price; (2) in terms of the capital, capital purchased in advance of production and labor under the direction and supervision of the capitalists, in the process of production, play the function of the production of surplus value, not only the cost of capital is involved in the formation of the surplus value, and all the upfront capital as the material factors of production (including those not yet take fixed capital), in the whole process of production, to participate in the formation process of the surplus value, therefore, all the capital should be paid in advance. The residual value is not only the increase of the capital, but also the total capital increase. These are all distorted surface phenomena. In fact, the value of proliferation is just hired laborers in the process of production created the new value of the cost of living, the balance after deduct the labor price (wages), as the proliferation of alterable capital or hire workers free of charge for the rest of the product of Labour, is surplus value. The surplus value, as a product of the concept of total prepaid capital, is the transformation form of profit. Apple has released some incredible huge facts for their third quarter of 2011, with quarterly revenue reaching $28.7 billion, growing 82% year over year along with a net gain of $7.31 billion. Steve Jobs, Apple's CEO said: 'We're thrilled to deliver good quarter ever, with revenue up 82 percent and profits up 125 percent.' and the man added 'Right now, we're very focused and pumped up about bringing iOS 5 and iCloud to the users this fall.' Point 3: look at the process. The trust process of p2p platform is not strict, including the borrower's identity review, professional evaluation investigation, comprehensive audit risk, mortgage notarization, etc.