Edwards and bell's point of view All of the cameras reviewed below possess the standard features - Exposure Control (Bulb, Manual, Shutter-priority, Aperture-priority, Auto, Depth of Field), Shooting Modes (Close-up, Landscape, Sports, Portrait and Night), Metering Modes (Spot, Partial, Evaluative, Center-weighted), shoot in RAW, RAW+JPEG and JPEG, White Balance Control and Exposure Compensation. Most provide an 18-55mm, f/3.5-5.6 kit lens as standard. We have been using internet banking for quiet sometimes now. Even though there were internet banking security breach occasions, but the percentage is very small. People has learned to be very careful and protecting themselves when using internet banking. Internet banking users are smart people and they also know how to protect their computer from malware and hacker which has the opportunity to interrupt inside their internet checking account.