Second, in the first half of this year, the bank's personal demand deposits and currency in circulation fell by more than 3 trillion yuan, and by the second half of this year, domestic bank deposit growth fell below 10%. In response to the year-end big test, the deposit rate has been raised accordingly. Some state-owned Banks have a one-year deposit rate of 1.75%, which is about 16.7% above the benchmark interest rate. Some state-owned Banks perform 1.5 percent of the benchmark interest rate. “Our entry for this award is a thank you to them for their vision and willingness to do things differently. It’s also a thank you to BEIS for the courage and far-sightedness they have shown in working constructively with industry to fit their approach to the needs and circumstances of UK manufacturing.” When the UK government launched its Decarbonisation and energy efficiency roadmap 2050 project – working with the UK’s eight most energy intensive manufacturing industries, including glass – British Glass saw an opportunity to develop a new type of relationship with policy makers. Mehrotra said: "historically, Micron in 3 d XPoint efforts focus on technology development and early stage, but because we are paying more and more attention to high value product solutions, we recently sent a team of product development resources, taking advantage of the opportunity of our eyes." As long as it can stay on the cutting edge in DRAM and memory, Micron can achieve sustained revenue growth. Server, mobile phones, desktop and notebook computer needs more memory and flash memory, because the disk gradually withdraw from the main storage and QLC flash memory as the secondary storage to replace the choice of more powerful. We are in an era of economic, political, technological, social change and development. In this era, change and development bring both opportunities and risks to people, especially in the competition for market, resources and spheres of influence. If managers in seize opportunities and take advantage of opportunities at the same time, and to minimize risk, that is on the way forward towards the goals set up a bridge of convenient and secure, so organizations can be in an impregnable position, in the opportunities and risks of the vertical and horizontal choice, get survival and development. If you don't plan, or have no plans at all, you'll have disastrous consequences.