She added that those who plan to pay out of five-year notes would be better off waiting for the New Year. 3. First sex. Plan is the premise of other management work, plan before and after action. We have our very own theories to find out the different phases of lives. Some get depressed even at the slightest of problems, some don?t even budge even at the biggest of crisis. Life needs to be treated as a gift always and must be given a fair chance. I am not a philosopher, neither am I an author. I am just a individual who learns from my experiences and use them in my lifestyle to attain happiness and satisfaction in your life. I just chanced upon a web link on the web that was published by Great Sun. The book is named Super Life Secret Codes and it is a undertake life and just how we should treat every day as it comes. It is a wonderfully written book which majorly is made up of the authors personal life experiences and the inferences are sucked from his life only. I was amazed at the simplicity of it and exactly how he's explained such complex things. The book uses quite easy language that is straightforward and explains various situations that we all face in our life. The best thing about it Super Life Secret Codes is that it doesn't get preachy at any point of your time, which is a general downside to a lot of the books with this genre. Ms lagarde said she recently to Britain and the European Union in the civil rights, Northern Ireland and financial settlement negotiations welcome breakthrough, but said, the final agreement was established to minimize the trade barriers, and to provide enough time to implement change. Apple has released some incredible huge facts for their third quarter of 2011, with quarterly revenue reaching $28.7 billion, growing 82% year over year along with a net gain of $7.31 billion. Steve Jobs, Apple's CEO said: 'We're thrilled to deliver good quarter ever, with revenue up 82 percent and profits up 125 percent.' and the man added 'Right now, we're very focused and pumped up about bringing iOS 5 and iCloud to the users this fall.'