"The borrower may feel that they are from a rise in the benchmark interest rate in the full impact of ease, but when the highest SVR is priced at 6.08 PC, know some SVRs didn't see a rising interest rates could no comfort. When the economy overheats and inflation rises, interest rates are raised and credit tightened. When the overheated economy and inflation are under control, the interest rate is duly lowered. Interest rates are therefore one of the fundamental economic factors. Interest rates are an important financial variable in economics, and almost all financial phenomena and financial assets have more or less connection with interest rates. She added that those who plan to pay out of five-year notes would be better off waiting for the New Year. Powerful and smart key logger software programs are safe, reliable and value effective application which quickly monitors all unauthorized/external users’ activities and generates report in encrypted log files that may be sent at pre defined email address or upload at html page using FTP server setting. Key logger software is suitable for different version of Windows systems including Windows XP, Windows Vista, Windows 2000, and Windows 7 etc for monitoring internet activity details performed on your own laptop. Western economists further point out that the main factor that leads to the difference between trading costs in markets and businesses is the incompleteness of information. Because of the incompleteness of the information. Any party of a contract will be trying to collect, information and access to what they didn't have to monitor each other's behavior, and try to constraints, and afterwards to punish in advance of each other's default behavior and so on. All these practices produce transaction costs. As a result of these practices in the market and the enterprise can take different forms, so the corresponding transaction costs is not the same, in particular, under the condition of asymmetric information, in the process of market transactions, transaction cost, as a result of these practices are often very high. Therefore, through the organizational form of enterprises, some market transactions can be internalized to eliminate or reduce the high transaction costs generated by some market exchanges. These managerial accounting questions correspond with effective cost assignment and optimal cash strategy tips for a small business enterprise-the appropriate combination of costs management strategies that maximizes the return and shareholders' wealth while minimizing the cost of operations, simultaneously.