Recently, the yield of celestica monetary fund balance treasure has attracted the attention of investors, since August, balance of treasure yields falling, so far, the balance of monthly average yield has fallen below 4%. Second, in the first half of this year, the bank's personal demand deposits and currency in circulation fell by more than 3 trillion yuan, and by the second half of this year, domestic bank deposit growth fell below 10%. In response to the year-end big test, the deposit rate has been raised accordingly. Some state-owned Banks have a one-year deposit rate of 1.75%, which is about 16.7% above the benchmark interest rate. Some state-owned Banks perform 1.5 percent of the benchmark interest rate. Is one of the more common usage refers to various enterprises independent, non-profit organization (can be legal person, also can not), and can be further divided into companies and enterprises, the latter such as partnerships, sole proprietorship enterprise, individual industrial and commercial households, etc. This week, interest rate debt in developed countries in Europe and the United States suffered a massive sell-off. Affected by this, the yield curve of government bonds has been changed to a steep and steep trend. 6. The accounting benefit is bound by the prudent principle. According to the principle of prudence, when there are a variety of accounting methods to choose from an economic business of an enterprise, it should choose a method that neither overestimates nor depreciates the benefits. Enterprises manipulate profits to achieve homogenization of profits, most of which adopt the method of overestimating earnings, and the subjective selection of the period of value-added.