Citi Bank India offers Internet banking plan to customers having Citibank account. Their online service allows their clients to handle funds and other activities such as online bill payments, alerts, viewing account activities, online money transfer and receiving of online statements. Existing customers can login with user ID and password. New customers should create account number, ATM/Debit Card Number and ATM PIN. Surplus value is created by employing workers in the process of direct production, but it must be transferred to the currency before it can be realized. Whether or not the goods can be sold and sold at what price, profits can be achieved and how much they can be achieved will depend on the specific conditions of supply and demand and market competition. In particular, capital goods of retrieval from the industry capital movement become the commercial capital, specific implementation of commodity value and surplus value function, and accordingly obtain business profits, make the relationship more complicated and more likely to cause mystification. In the process of circulation, some factors restricting the production process, or with, or to the conflict between capital and labor, into between capital and capital, pure relationship between buyers and sellers, and so on, all this will cover the production process with the difference between the circulation process, it is easier to put the cost price as the intrinsic value of the real goods, consider profit higher than the result of the sale of commodity value, the surplus value and commodity value contained in the implementation, in the process of circulation has been reversed expression is created from the sale. Because, the original business profits are exploited by industrial capital in the process of production to the part of the surplus value of transformation of form, but is considered in the process of circulation through the buy low sell high, produce, or paid by consumers upon. And class relations are distorted, business profits are reflect the commercial capitalist through industrial capitalists to hire laborers, the relationship between exploitation and exploitation were buried, and distortion of between capitalist and capitalist and capitalist with pure commodity trading relationship between the consumers. Well, as it or not, the financial landscape has changed dramatically. Now inside your, banks must adopt more proactive deposit management methods, acknowledging it is quite crucial to include deposit structure risk in the institution's long-term risk management strategies. The truth is that a bank cannot effectively manage its risks if it's not evaluating all choices in the efforts to correctly manage and price its deposit-products. Famous British economist hicks and others argue that the above theory did not consider the factor of income, and therefore unable to determine the level of interest rates, in 1937, and puts forward the is-lm model on the basis of general equilibrium theory. It establishes a theory of interest rates and income at the same time that the four factors of savings and investment, money supply and monetary demand interact. The conversion of commodity value into cost price + profit (k+p) includes the possibility of deviation from the residual value. Because profits for more than the balance of cost price, and the cost price is less than the goods value, it provides the individual capitalists in cost price above and below the value of the possibility of selling goods, so that to achieve the profit with the goods actually contains surplus value does not agree in number. The capitalist makes use of the difference between the value of the commodity and the cost price, as a driving force in the market competition. As the competition between different production department and the free flow of capital, make different special margin balance into average profit margins or average profit margins, so that the profits further into average profit, realize the amount of capital to achieve the same amount of profit. In the usual case, the average profit and the surplus value are inconsistent in quantity. The average profit is proportionately proportional to the total amount of capital in advance and not the amount of live labor that is governed by individual capital. This and make an objective truth, essentially profits is the product of capital, it is nothing to do with labor, in this way, capital on the relationship between the wage labor to make money and to be make, will be further. Finally, the regulatory layer began to conduct financial management of the Internet platform, intending to return money funds to the source of low risk, low yield and high liquidity.