Point 2: look at the mortgage. The p2p platform is a credit loan or a mortgage. If it is a mortgage, it depends on what the mortgage is mainly, such as real estate, vehicles, etc., the loan risk of the mortgaged property is much smaller than the credit loan. If there is a risk, the company will sell the mortgage of the borrower to the investor. Wealth managers say that not only the collateral, but also the mortgage rate, which is the percentage of the value of the debt and the collateral. The mortgage rate is mainly to prevent the mortgage from not sufficient to cover the debt. If it is not, the risk of investment will increase and the situation of repeated mortgage will be avoided. According to this model, the interest rate decision depends on the supply of savings and investment needs, money supply, money demand, four factors, cause a change in the saving investment, money supply and demand factors will affect the level of interest rates. This theory is characterized by general equilibrium analysis. The optimal combination of benefits and risks is the best combination of benefits and risks. If the benefit is certain, the risk is minimized; Interest rates are an important tool for regulating monetary policy, and they are also used to control economic growth, such as investment, inflation and unemployment. Reasonable interest rate plays an important role in the economic leverage of social credit and interest rate. The report also supports the government's plan to cut its annual budget deficit this year. All of the cameras reviewed below have the standard features - Exposure Control (Bulb, Manual, Shutter-priority, Aperture-priority, Auto, Depth of Field), Shooting Modes (Close-up, Landscape, Sports, Portrait and Night), Metering Modes (Spot, Partial, Evaluative, Center-weighted), shoot in RAW, RAW+JPEG and JPEG, White Balance Control and Exposure Compensation. Most offer an 18-55mm, f/3.5-5.6 kit lens as standard.